LifeBenefitsGroup

Serving Oregon. License #5906075. (503) 770-4611

Supplement Your government benefit of $255

The average cost of a funeral today is $8,000. This doesn't include other related expenses that may fall on your family such as unpaid medical bills, ambulance fees, lost time from work and more. Final expense Whole Life insurance has benefited millions of Americans.

My initial years were spent working for legendary companies NewYorkLife and MetLife. Eventually, I went to work for Lincoln Heritage, one of the leading final expense insurers in the nation.

Life Benefits Group has a combination of values designed to deliver an exceptional customer experience.

A CODE OF ETHICS THAT IS NEVER COMPROMISED.
LOCAL SERVICE.
NO SALES PRESSURE.
EXPERIENCE & EDUCATION.
INDEPENDENT REPRESENTATION.
DATA PRIVACY & SECURITY.
DETAILED QUOTES.

Life Benefits Group was started because my varied experiences and education lead me to a a unique philosophy on how to conduct business and treat others well. Simply put, it's how I would want others to treat me if I were in their shoes.

Thank you.

Chris D. Stewart

Founder, Life Benefits Group

A CODE OF ETHICS THAT IS NEVER COMPROMISED

Always Put Others First

A licensed Life insurance agent is called to a degree of care, skill and diligence when advising clients that goes further. They're expected to always act in the best interest of the client. In other words, agents are required to put people before profits.

Never Cut Corners

Following the laws and regulations in the insurance industry is the foundation of ethical decision making and action. Incomplete or dishonest information on an insurance application can be very harmful to the client and the public. To date, I have ZERO complaints or enforcement actions by regulatory authorities.

BBB Code Of Ethics

An A+ rated member of the Better Business Bureau, I am required to share their commitment to an ethical marketplace. They have outlined six high ethical standards of business conduct known as the BBB Business Partner Code of Conduct. I take this very seriously and regularly look for ways to incorporate these standards into my business conduct.

HERE'S WHAT YOU CAN EXPECT

Local Service

Having a local agent brings with it a certain peace of mind. All of my business is conducted in my hometown of Portland, Oregon and surrounding communities.

I've lived most of my life in Troutdale and have no plans to move. My folks still live in Gresham along with two of my three youngers brothers and their families and my son as well.

No Sales Pressure

As a rule, I never conduct business during the first meeting and I never break it. This means we can relax and have a conversation. I don't have any fancy sales presentations either. That's what a salesman does. I want everyone to feel like meetings with me are more similar to meeting an accountant or a property & casualty insurance agent and not a "salesman".

Experience & Education

Insurance agents are required to complete 24 hours of continuing education every two years. To date, I have completed 243 hours of CE in the last 20 years on a variety of insurance topics. And, I'm not just in business by myself. The back office support of Life & Annuity Masters is invaluable. They are a founding member of the prestigious AimcoR Group, an industry leading National Marketing Organization.

Independent Representation

I represent top-rated national insurance companies. Independence allows me the flexibility to pick and choose some of the very best carriers to represent for my clients such as Mutual of Omaha and American National.

Data Security & Privacy

Insurance agents are responsible for collecting a combination of sensitive information that even a bank or Doctor might not require so I take this very seriously. I have specialized training and have implemented policies and best practices to keep your information secure.

Detailed Quotes

Life insurance illustrations are important disclosures to prospective or new policy owners that breakdown how a policy should perform under specific circumstances. Illustrations offer greater transparency. And, they're not required in all situations. However, I offer them to everyone.

Advantages Of Final Expense Whole Life

My best advice for most people, if possible, is to fund it yourself using a Totten Trust. This type of Trust is a payable on death account to your beneficiary and has some advantages. However, if the money is not available at the moment and covering these expenses are important to you, Final Expense Whole Life is a smart and affordable option trusted by millions of Americans.

Affordable (Less than $1 a day in many cases)
No invasive medical exam.
You may qualify even with a serious medical condition.
No credit required.
Fast approval.
Premiums remain level.
Trusted by millions.

"A lot of my customers are also my friends." Doug Stewart.

This is an article from the Oregonian going back to the 1980's about our family business, Stewart Custom Tackle and eventually Stewart's Fly Shop. It had a 40 year run in East County and had thousands of satisfied customers. It was a family business and I grew up learning what having "customer-friends" was all about. It's at the very heart of Life Benefits Group and how I operate today.

I was born in Portland, Oregon and raised in the Gresham area. My most important vocation has been Dad to my son John, whom I'm very proud. I usually spend my spare time with family and friends. I'm an avid golfer but not the country club type. Public courses are where you'll find me. Oh, I'm insanely passionate about Final Expense Whole Life insurance.

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